Car Insurance FAQs
Car insurance is financial protection covering damages, injuries, or losses caused by or to your vehicle.
Yes, at least third-party insurance is legally required for all drivers in the UK.
The main types are third-party only, third-party fire and theft, and comprehensive coverage.
Most claims are processed quickly, and payments are released promptly once approved.
Frequently Asked Questions
Premiums depend on factors like age, driving history, location, car type, and level of coverage chosen.
It covers your car, others’ vehicles, property damage, fire, theft, and sometimes personal injury.
Report the incident, provide details, and our team will guide you through the claims process.
Missing payments may lead to policy cancellation or loss of coverage.
Yes, modifications can increase premiums as they may raise repair costs or risks.
Yes, but cancellation fees may apply depending on your provider’s terms.
Many comprehensive policies include windscreen cover, but always confirm with your provider.
Yes, most insurers allow policy transfers when you change cars.
Yes, you can include additional drivers, but this may affect your premium.
Many policies provide EU coverage, but always check your policy documents before travelling.
A no-claims bonus rewards safe drivers with discounts for each year they don’t make a claim.
Excess is the amount you pay towards a claim before insurance covers the rest.
Yes, but premiums are usually higher due to limited driving experience.
Some comprehensive policies cover items inside the car, but limits usually apply.
Not always. Breakdown cover is often offered as an optional add-on.
Only if they are named on your policy or your policy allows it.
